Many of the articles and posts below about mortgage notes and other promissory notes have been published in the periodicals of various county bar associations, realtor groups, and builder/developer organizations throughout the U.S. Seascape Capital serves as real estate note buyers (private mortgage buyers) and occasionally as a real estate note broker in the purchase of nearly any type of promissory note.

All articles, posts and content on this website are copyrighted by Seascape Capital Inc. and may not be reprinted, duplicated, or used without the company’s written permission.

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How to Legally Cancel a Promissory Note: A Comprehensive Guide

As I navigate the complex world of financial agreements, including the option to sell your promissory notes, I often confront the challenge of managing promissory notes. These notes are written commitments where one party agrees to pay a certain amount to another under specific terms. Interestingly, an emerging option in this realm is the ability

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Short-Term Mortgages: Navigating Your Options

Are you curious about short-term mortgages and how they might work for you? This guide is here to help. Instead of the usual 30-year home loans, short-term mortgages offer a quicker way to own your home outright. They’re a bit like a sprint in the world of home buying – faster and more intense, but

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Navigating the Differences: Mortgage vs Promissory Note in Real Estate

It’s important to know the differences between a promissory note and a mortgage in the real estate and loan industries. These two concepts have distinct but complementary legal and financial purposes, despite their frequent interchangeability. In-depth explanations of the functions of a promissory note and mortgage, the effects of interest rates, and what happens in

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Know the Basics: Does a Promissory Note Need to Be Notarized?

Essential legal documents for personal loans and other financial transactions involving a lender and a borrower are promissory notes. The interest rate, paid terms, and due date are all outlined in these documents along with other important details about the loan. Is it necessary for promissory notes to be notarized? is a frequently asked question.

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What Is Assignment of Mortgage: What You Need to Know

Purchasing and selling homes involves a number of legal and financial complexities, making the real estate industry a complex one. The assignment of mortgage, a concept that not everyone may be aware of, is one of these difficulties. We will explore the idea of mortgage assignment in this thorough guide, going over its definition, steps

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Understanding the Note Purchase Agreement: Best Practices and Tips

Introduction to the Note Purchase Agreement Agreements are essential for guiding transactions and defending the interests of stakeholders in the financial and investment industries. A notable contract in the world of securities and capital markets is the “Note Purchase Agreement.” This in-depth tutorial will cover the finer points of what a Note Purchase Agreement is,

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Secured vs Unsecured Promissory Notes: Which Is Right for You?

When lending money, it’s critical to establish the terms of the loan using a legal instrument called a promissory note. This agreement spells up the borrower’s promise to repay the lender under certain conditions. Promissory notes, on the other hand, can take several forms, the most frequent of which are secured and unsecured. We’ll look

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Understanding the Differences: Mortgage Note vs Deed of Trust

When it comes to buying or refinancing a home, you’ll inevitably come across a bunch of complex-sounding terms and legal documents. Two of the most crucial ones are the Mortgage Note and the Deed of Trust. These documents play a vital role in the world of real estate transactions, but what exactly are they, and

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Empower Your Homeownership: Knowing Your Mortgage Holder

One of the most important things about becoming a homeowner is knowing who owns your mortgage. The organization that has the legal rights to your house loan is known as the mortgage holder. This entity has the authority to decide what to do with your loan account, collect late fines, and collect mortgage payments. For

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