Many of the articles and posts below about mortgage notes and other promissory notes have been published in the periodicals of various county bar associations, realtor groups, and builder/developer organizations throughout the U.S. Seascape Capital serves as real estate note buyers (private mortgage buyers) and occasionally as a real estate note broker in the purchase of nearly any type of promissory note.
All articles, posts and content on this website are copyrighted by Seascape Capital Inc. and may not be reprinted, duplicated, or used without the company’s written permission.
When it comes to buying or refinancing a home, you’ll inevitably come across a bunch of complex-sounding terms and legal documents. Two of the most crucial ones are the Mortgage Note and the Deed of Trust. These documents play a vital role in the world of real estate transactions, but what exactly are they, and
One of the most important things about becoming a homeowner is knowing who owns your mortgage. The organization that has the legal rights to your house loan is known as the mortgage holder. This entity has the authority to decide what to do with your loan account, collect late fines, and collect mortgage payments. For
There are numerous phrases and ideas in real estate and mortgages that might be perplexing. Hypothecation is one such phrase. This article will define hypothecation, explain how it is used, why it is utilized, and compare it to other legal concepts like mortgages, assignments, and liens. What is the definition of hypothecation in real estate?
The largest investment most people make in their lifetime is buying a house. Beyond the obvious items like finding a house that you like in a good neighborhood, you will want to find a mortgage loan that is appropriate for you. A balloon payment mortgage is one choice that prospective homeowners can take into account.
Contracts are a critical component of the business sector since they serve as lawfully enforceable agreements between parties. Each contract contains a few arrangements that outline the agreement’s terms and each party’s commitments. One example of such a provision is the alienation clause found in most property loan agreements. In this post, we are going
Evaluating whether or not to keep your mortgage note can be a difficult decision. Alan Noblitt from Seascape Capital walks you through the benefit and risks of holding off or selling your mortgage note. Learn the some of the things to consider when making the choice.
Hear no evil, speak no evil, and see no evil. Should that be the new slogan of the U.S. general public, as we allow our politicians to rip apart the economy of our country? While we know that most politicians ignore reality, history, and basic math, the American public seems to do much of the
Will some people never learn? Everyone should recall the collapse of the mortgage-backed securities market, as real estate prices plunged just a few short years ago. Belatedly, investors found out that declining home values mixed with homeowners who could never truly afford to buy a house made for lousy investments. The investors were left holding
They’re back! Late night infomercials are once again seeking the gullible to talk about how easy it is to make money in real estate with little risk. The newspaper headlines help them, with announcements of skyrocketing housing prices and values reaching their peak in cities like Denver and Dallas. Savvy investors and mortgage note buyers
Using the word “guessing” is not something that you see among writers and commentators these days. Most of them, using data confirming their theory and ignoring all other facts, state with conviction what will happen next with the general economy, the housing market, or most anything else. After all, the general public doesn’t want wishy-washy
