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What is a Mortgage Note?

A mortgage note is a type of promissory note showing the terms of an owner-financed sale of a property.

The terms include the interest rate, duration of payments, payment amount, due date of first payment, what happens in case of a non-payment, etc.

A mortgage note is sometimes called a real estate note, a deed of trust note, or simply a promissory note — they are basically the same for most purposes.
A contract for deed is similar in most respects to a deed of trust or mortgage, though it is uncommon in most states.

The note is the “I.O.U.” while the deed of trust or mortgage pledges the property as collateral for the sale.

If you have a mortgage note, a trust deed note, a business note, or any other type of promissory note that you are considering selling , you can fill out the online form or call us. Regardless of how you want to communicate with us, we will almost always get back to you in less than four hours.

Toll-free: 1-800-634-4695