How to Sell Your Mortgage Note in Los Angeles, CA

Selling a mortgage note in Los Angeles might seem complicated at first—but it doesn’t have to be. Whether you’re a homeowner who sold with seller financing or an investor ready to cash out, Seascape Capital provides a simple and secure way to convert your monthly note payments into a lump sum.

For over two decades, we’ve helped clients across California—including in LA neighborhoods like Pasadena, Santa Monica, and the San Fernando Valley—successfully sell their real estate notes. With fast closings, transparent communication, and no hidden fees, you’ll know exactly what to expect every step of the way.

Our 4-Step Selling Process

1. Request a Free Quote

Submit the basic details of your note through our secure form.

2. Get a Fair Offer

We evaluate your note’s value based on key risk factors like the property type, payer credit, and note terms, and send you a personalized proposal.

3. Review & Accept

If you agree, we handle the paperwork and coordinate everything with the title company and appraising company.

4. Close & Get Paid

Once the assignment documents are completed and verified, we wire the funds to you and record the note assignment with the county.

Why Sell Your Note in Los Angeles?

What to Look for in a Note Buyer

Many buyers operate without transparency or experience. When choosing a note buyer, make sure they offer:

Real industry experience
Strong reviews from actual clients
Responsive customer service
A clear process with no hidden terms

Seascape Capital meets all of these standards, with 20+ years in business, a top-rated BBB profile, and personalized, friendly support.

What Affects the Value of Your Note?

Every mortgage note is different. Here are the main things that influence price:

Type and condition of the property
Whether the property is owner-occupied or leased out
Remaining term on the note and the note interest rate
Payment history and credit of the payer
Whether the property has structures, all utilities, or other improvements

We’ll walk you through how each factor plays into your quote—so there’s no confusion.

What Happens During the Process?

Document review (note terms, payment history)
Property evaluation via drive-by appraisal
Title commitment and review
Final closing coordinated with a licensed California title company

How Long Does It Take?

Most note sales in California take 3 to 4 weeks from agreement to your payment. We provide updates regularly and ensure every detail is handled.

What Our California Clients Say

"First time having to sell a note, and dealing with Alan was easy and smooth. I felt he was honest, upfront and took the time to answer my questions and address my concerns. Took less than 3 weeks from starting the process to close! Would welcome an opportunity to do business with Alan and SeaScape in the future."

"Excellent company and very easy to work with. They made the transaction very smooth and easy. They answered every question and made everything safe and secure throughout the entire transaction. We would highly recommend Sea Scape for selling your personal note. They are comfortable and trustworthy to deal with. Another very satisfied customer! Bravo Alan."

"My wife and I had a mortgage note we wanted to sell and contacted Alan at Seascape Capital. Everything went flawless. Communication was excellent at all times. Our closing was done earlier than what we expected. A traveling notary came to our home exactly on time and within minutes we signed all the documents necessary. You can trust Seascape Capital to do right thing for you. Thank you Alan! JM"

Let’s Start With a Free LA Quote

It only takes a minute to send your info. You’ll get a fair, no-obligation offer from a trusted note buyer with decades of experience in California.