Sell Your Mortgage Note in New York City with Confidence and Clarity

Navigating the financial landscape of New York City can be complex, but selling your mortgage note doesn’t have to be. Whether you’re holding a note from a property in Brooklyn, a brownstone in Harlem, or a co-op in Queens, Seascape Capital makes the process straightforward and efficient. With decades of experience, we provide fast, clear, and dependable solutions for note holders looking to access their cash now instead of waiting years for monthly payments.

The Process of Selling a Note – Step-by-Step

Seascape Capital focuses on transparency and simplicity. Here’s how our process works:

1. Submit Basic Information

– Fill out a quick form or give us a call to share details about your note.

2. Document Review

– We’ll review your note terms and verify key items like payment history and remaining balance.

3. Underwriting Evaluation

– Our team assesses the payer’s credit, property value, and terms of the deal.

4. Drive-by Appraisal

– We arrange a local inspection to verify property condition and location.

5. Title Review

– A title company ensures everything is legally in order before closing.

6. Closing and Funding

Once approved, you’ll receive your money through a trusted title company. The whole process typically takes 3–4 weeks.

Why Sell to a Mortgage Note Buyer?

Life in NYC moves fast—and so do financial needs. Selling your mortgage note can provide the cash you need for:

Launching a new business
Paying off high-interest debt
Assisting with educational or medical expenses
Funding a major purchase or investment
Simplifying your financial portfolio before retirement

Instead of waiting years to collect small monthly payments, you can unlock a large lump sum today.

What Should I Expect for My Note’s Price?

Every note is different, and the final price depends on several factors:

The property’s location and type (condo, co-op, single-family)
The creditworthiness of the person making payments
The size of the remaining balance
Interest rate and terms of the note
Length of payment history

At Seascape Capital, we work to offer you the best possible value based on current market conditions. You’ll always receive a fair and transparent quote with no pressure to sell.

What to Look for in a Note Buyer

Choosing the right note buyer is crucial. Look for:

Experience: Seascape Capital has over 20 years of specialized experience.
Reputation: We’re proud of our track record and the positive feedback we’ve earned.
Responsiveness: We keep you informed throughout the entire process—no surprises.

We are committed to being a trusted partner for NYC note holders, with a focus on professionalism and respect.

How Long Does It Take?

Most transactions close in 3 to 4 weeks. We’ll keep you informed every step of the way—from document collection through final payout—so you’re never left wondering. Our team works efficiently without cutting corners.

Client Testimonials

"Even though we had a little hiccup, this was a very pleasant experience. I will not use anyone else in the future. They were excellent!"

"I recently sold a seller financed note to sea scape capital. This was a pretty pain free transaction, they handle all the closing process. Mr. Noblitt was awesome to deal with, he will answer any questions you have, and always answers the phone, or will call back in a timely manner. With this being my first note sale, I will admit I was a little nervous at 1st with everything being handled by phone and email. Alan now has my trust I will not hesitate to use him again if the opportunity arises. Thanks for all your help Alan!!!"

"Alan absolutely has the best customer service abilities. I was unfamiliar with the process and Alan took me carefully through the steps and answered all my questions. He was indeed a very patient representative. His response to emails was always quick and was always available when called. If there were 10 star ratings I would give him 12. One the most professional person I have ever dealt with. Thank you Alan."

Get Your Free, No-Obligation Quote Today

Thinking about selling your mortgage note in New York City? Let’s make it easy. Seascape Capital offers quick, no-pressure quotes so you can explore your options risk-free. Submit your information today and see how much your note is worth!