Category Archives: Uncategorized

Fundamentally Wrong

“I freed a thousand slaves; I could have freed a thousand more if only they knew they were slaves.”   Harriett Tubman, American abolitionist What would you do if you were owed $21 trillion?  Is that a number that most of can even wrap our arms around when we see all of those zeroes at the end?  Yet that is the amount that the Congressional Budget Office states will be the U.S. public debt in 2024 under current policies.  Of course, given that the current national debt is already at $17.3 trillion, and that there will undoubtedly be some combination of Read More

What Is A Mortgage Note

Mortgage Note Basics If you have a mortgage, you also have a mortgage note. At Seascape Capital, we understand that the real estate financing process can be confusing and complicated, but we strive to walk you through the process so that you have a more enjoyable and beneficial experience. One of the most common questions that we receive is what is a mortgage note. Well… basically a mortgage note may also be called a promissory note or a real estate lien note. It is the written agreement that a property owner signs when taking out a mortgage. The mortgage note Read More

How Higher Taxes Help the U.S. — Note investors

Mon Dieu!  For those who have discussed politics with me, the title above is the antithesis of what I usually convey.  As a fiscal conservative and moderate, my leanings have always been toward taxes being collected only for areas where the government can do things best.  These include defense, a safety net for the truly needy (not lazy), infrastructure development, and establishing a regulatory framework that provides a level playing field for private enterprise.  When government goes beyond that, as it most certainly has over the past century or so, it wastes money on special interests and fraudulent spending, as Read More