Seascape Capital http://seascapecapital.com Mon, 20 May 2013 21:50:55 +0000 en-US hourly 1 http://wordpress.org/?v=3.5.1 What is a Business Note http://seascapecapital.com/what-is-a-business-note/ http://seascapecapital.com/what-is-a-business-note/#comments Mon, 22 Apr 2013 23:28:58 +0000 Alan Noblitt http://seascapecapital.com/?p=1306 A business note is similar to a real estate note except that the collateral is mostly an actual business rather than real estate.  Uh huh, so tell me again what is a business note?  Okay, let’s try an example where Shelly Seller decides to sell her printing [...]

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]]> http://seascapecapital.com/what-is-a-business-note/feed/ 0 What Is A Mortgage Note http://seascapecapital.com/mortgage-note-basics/ http://seascapecapital.com/mortgage-note-basics/#comments Thu, 18 Apr 2013 15:21:38 +0000 Alan Noblitt http://seascapecapital.com/?p=1297 Mortgage Note Basics If you have a mortgage, you also have a mortgage note. At Seascape Capital, we understand that the real estate financing process can be confusing and complicated, but we strive to walk you through the process so that you have a more enjoyable and [...]

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]]> http://seascapecapital.com/mortgage-note-basics/feed/ 1 Fake Recovery Means Little Reform — Mortgage Notes http://seascapecapital.com/fake-recovery-means-little-reform/ http://seascapecapital.com/fake-recovery-means-little-reform/#comments Tue, 02 Apr 2013 22:18:27 +0000 Alan Noblitt http://seascapecapital.com/?p=1237 Over the past several years, the U.S. has emerged from the depths of a recession to a full-fledged fake recovery.  On the housing side, real estate investors, buyers of mortgage notes, and Wall Street have seen the good ‘ol days return as home prices zoom once again.  [...]

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]]> http://seascapecapital.com/fake-recovery-means-little-reform/feed/ 1 Extend and Pretend Again http://seascapecapital.com/extend-and-pretend-again/ http://seascapecapital.com/extend-and-pretend-again/#comments Wed, 20 Mar 2013 23:04:31 +0000 Alan Noblitt http://seascapecapital.com/?p=1215 We’re bubbling over yet again!  On the surface, the economy looks reasonably strong with home prices and the stock market soaring, retail sales climbing, and unemployment slowly declining.  You and I, as people who like to peek under the media veil, know that the foundation underlying the [...]

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]]> http://seascapecapital.com/extend-and-pretend-again/feed/ 0 Note Buyers and Investors – Recognizing the Peak of the Housing Market http://seascapecapital.com/note-buyers-and-investors-recognizing-the-peak-of-the-housing-market/ http://seascapecapital.com/note-buyers-and-investors-recognizing-the-peak-of-the-housing-market/#comments Fri, 01 Mar 2013 01:02:35 +0000 Alan Noblitt http://seascapecapital.com/?p=922 Hardly anyone was surprised by the news earlier this week that property values had climbed 6.8% from December 2011 to December 2012, according to the S&P/Case-Shiller index.  Phoenix led the group — where 19 out of 20 cities saw value increases – by gaining 23% over that [...]

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]]> http://seascapecapital.com/note-buyers-and-investors-recognizing-the-peak-of-the-housing-market/feed/ 0 Take the Stress Out Of Selling a Mortgage Note http://seascapecapital.com/take-the-stress-out-of-selling-a-mortgage-note/ http://seascapecapital.com/take-the-stress-out-of-selling-a-mortgage-note/#comments Tue, 12 Feb 2013 04:05:00 +0000 Alan Noblitt http://seascapecapital.com/?p=899 Life changes, often exciting and sometimes challenging, at times can be overwhelming. This is especially true when it comes to financing them. If you have made the decision to or are considering selling a mortgage note, it may feel like it falls under that umbrella of overwhelming, [...]

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]]> http://seascapecapital.com/take-the-stress-out-of-selling-a-mortgage-note/feed/ 0 Mortgage Buyer – Three Big Reasons Why the Boom Will Not Last http://seascapecapital.com/three-big-reasons-why-the-real-estate-boom-will-not-last/ http://seascapecapital.com/three-big-reasons-why-the-real-estate-boom-will-not-last/#comments Thu, 07 Feb 2013 03:33:26 +0000 Alan Noblitt http://seascapecapital.com/?p=893 Another day, another barrage of news headlines about the wonderful housing market.  Home values soared nearly 20% in some markets during 2012 compared to the prior year, inventory is low, foreclosures are down, and flippers are crawling all over each other to outbid competitors on nearly any [...]

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]]> http://seascapecapital.com/three-big-reasons-why-the-real-estate-boom-will-not-last/feed/ 0 Planning in the New Year – Is It The Right Time To Sell A Mortgage Note? http://seascapecapital.com/planning-in-the-new-year-is-it-the-right-time-to-sell-a-mortgage-note/ http://seascapecapital.com/planning-in-the-new-year-is-it-the-right-time-to-sell-a-mortgage-note/#comments Mon, 04 Feb 2013 19:05:23 +0000 Alan Noblitt http://seascapecapital.com/?p=887 It wasn’t long ago that we celebrated the coming of new year –  we watched the ball fall, made some resolutions and some noise, and toasted to 2013. Starting fresh is what the new year is all about. While we do reflect on the past, for example [...]

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]]> http://seascapecapital.com/planning-in-the-new-year-is-it-the-right-time-to-sell-a-mortgage-note/feed/ 1 The Wages of Unemployment http://seascapecapital.com/the-wages-of-unemployment/ http://seascapecapital.com/the-wages-of-unemployment/#comments Tue, 22 Jan 2013 19:00:08 +0000 Alan Noblitt http://seascapecapital.com/?p=883 The article below appeared in the Wall Street Journal last week and was written by Richard Vedder.  While it does not directly impact mortgage buyers or owning real estate notes, it is an interesting commentary about the effect of government handouts.  Reprinted with permission. From the mid-17th [...]

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]]> http://seascapecapital.com/the-wages-of-unemployment/feed/ 0 The Rising Cost of Government http://seascapecapital.com/the-rising-cost-of-government-2/ http://seascapecapital.com/the-rising-cost-of-government-2/#comments Thu, 10 Jan 2013 00:05:59 +0000 Alan Noblitt http://seascapecapital.com/?p=837 A few weeks ago in this space, I made the case for why real estate will perform poorly in the medium-term, driven by a variety of factors.  This trend will affect homebuyers, mortgage buyers, investors, banks, and anyone else with a financial interest in real estate.  Mortgage [...]

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